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Use of MICR toner or ink when printing checks

MICR (Magnetic Ink Character Recognition) refers to the special printing found at the bottom of a check containing checking account number and bank routing number information. The printing of this MICR line on a check using special MICR ink or toner is currently still in wide use. A MICR scanner magnetizes the characters prior to reading them magnetically. These scanners have proven to be highly accurate in their ability to read the MICR line on a check with a very low error rate.

But the use of such special magnetizable ink or toner when printing checks seems to be decreasing. Here are some of the reasons why:

Many large banks now use OCR (Optical Character Recognition) or a combination of both MICR and OCR. OCR, as the name implies, reads the characters optically, not magnetically. It does not require the use of magnetizable ink or toner.

Also, many banks now have consumer applications that allow their account holders to do remote check deposit. The check is scanned for deposit using the account holder’s phone, so there is no way to know if the MICR line on the check being scanned was printed with magnetizable ink or not. The check is simply scanned optically.

In addition, there are many examples of computer software which consumers can buy to print checks at home. The consumer often does not bother to use magnetizable ink or toner, or the software may even tell the user that it is not necessary to do so. So, these checks end up getting printed with a MICR font for the MICR line, but without the use the special magnetizable ink used by MICR scanners.

If you are interested in obtaining software to print your own checks, you may want to examine the selection of check printing software available below.

 
 

Select an item from the list below, or if desired, search for additional software using the search box above.

Print Checks Pro - Check Printing Software
by Print Checks
Price: $29.99
Vendor: Amazon

CheckBuilderPro - Windows & Mac Check Printing
by CheckBuilderPro
Price: $49.95
Vendor: Amazon

VersaCheck X1 Gold 2022 - Business & Personal
by VersaCheck
Price: $89.99
Vendor: Amazon

VersaCheck X1 2022 for QuickBooks - Business
by VersaCheck
Price: $89.99
Vendor: Amazon

VersaCheck 2018 for Mac - Finance & Check
by VersaCheck
Price: $149.99
Vendor: Amazon

VersaCheck X1 Platinum 2022 - Business
by VersaCheck
Price: $109.99
Vendor: Amazon

VersaCheck X1 Silver 2022 - Personal Check
by VersaCheck
Price: $59.99
Vendor: Amazon

Check Print'R+ : Check Printing for Mac
by Michel Bujardet
Price: $29.99
Vendor: Amazon

VersaCheck X9 Platinum 2022 Business & Personal
by VersaCheck
Price: $249.99
Vendor: Amazon

2500 Blank Check Stock - Check on Top - Blue
by Compuchecks
Price: $109.99
Vendor: Amazon

VersaCheck X9 2022 for QuickBooks Business
by VersaCheck
Price: $199.99
Vendor: Amazon

Check Writer III+ : Checks and their cover
by Michel Bujardet
Price: $34.99
Vendor: Amazon

VersaCheck X9 Enterprise 2022 Business
by VersaCheck
Price: $1,999.99
Vendor: Amazon

VersaCheck X9 Professional 2022 Business
by VersaCheck
Price: $499.99
Vendor: Amazon

VersaCheck X9 Gold 2022 Business & Personal
by VersaCheck
Price: $179.99
Vendor: Amazon

Business Voucher Check Stock - 1000 Sheets
by Compuchecks
Price: $57.90
Vendor: Amazon

Business Voucher Check Stock - Computer Laser
by Compuchecks
Price: $92.50
Vendor: Amazon

Spreadsheets4Life | Checkbook Register in
by Spreadsheets4Life
Price: $34.50
Vendor: Amazon

Star Check Writer CD
by
Price: $44.00
Vendor: Amazon

VersaCheck Finance & Check Creation Software
by VersaCheck
Price: $129.99
Vendor: Amazon

VersaClips Check Art 1.0
by G7 Productivity Systems
Price: $25.00
Vendor: Amazon

Star Check Writer USB
by
Price: $44.00
Vendor: Amazon

VersaCheck X1 Platinum 2018
by VersaCheck
Price: $109.99
Vendor: Amazon

VersaCheck X1 2018 for QuickBooks
by VersaCheck
Price: $89.99
Vendor: Amazon

ezCheckPrinting for QuickBooks/Quicken Version
by Halfpricesoft.com
Price: $108.95
Vendor: Amazon

VersaCheck X1 Gold UV Secure 2017
by VersaCheck
Price: $89.99
Vendor: Amazon

MyChecks Voucher Business Checks 1-UP
by Avanquest
Price: $19.99
Vendor: Amazon

VersaCheck X9 Gold 2018 – 3 Users
by VersaCheck
Price: $179.99
Vendor: Amazon

MIPS SmartCheck 4000 SBE Small Business Edition
by
Price: $34.98
Vendor: Amazon

VersaCheck Econ Pack with 3001 Paper (Personal
by G7 Productivity Systems
Price: $25.00
Vendor: Amazon

Blank Middle of Page Laser Checks - Blank
by Tech Checks
Price: $23.95
Vendor: Amazon

Blank Middle of Page Laser Checks - Blank
by SecuDocs
Price: $23.95
Vendor: Amazon

Blank Top of Page Laser Checks - Blank Checks
by Tech Checks
Price: $44.95
Vendor: Amazon

G7 - Blank checks - Letter A Size (8.5 in
by
Price: $28.00
Vendor: Amazon

MyChecks Standard Business Checks 3-UP
by Avanquest
Price: $16.00
Vendor: Amazon

VersaCheck Annual 1000 Print Validation Code
by VersaCheck
Price: $69.99
Vendor: Amazon

MICR Font Suite : 15 MICR E13B , 14 Secure
by MICR-Fonts.com
Price: $109.95
Vendor: Amazon

VersaCheck X1 Platinum UV Secure 2017
by VersaCheck
Price: $99.99
Vendor: Amazon

VersaCheck X1 for QuickBooks UV Secure 2017
by VersaCheck
Price: $89.99
Vendor: Amazon

Home Budget Planner 2.0 [Download]
by Made Easy Enterprises LLC
Price: $18.00
Vendor: Amazon

Mortgage And Loan Calculators 3.0 Deluxe
by Made Easy Enterprises LLC
Price: $11.99
Vendor: Amazon

Mortgage And Loan Calculators 2.0 [Download]
by Made Easy Enterprises LLC
Price: $8.99
Vendor: Amazon

Budget Planner 3.0 [Download]
by Made Easy Enterprises LLC
Price: $18.99
Vendor: Amazon

MyChecks Rainbow Pack
by MySoftWare
Price: $15.29
Vendor: Amazon

MyPersonal Checkwriter
by MySoftWare
Price: $24.98
Vendor: Amazon

Financial Records Organizer 1.0 for Mac [Download]
by Made Easy Enterprises LLC
Price: $18.50
Vendor: Amazon

VersaCheck Annual 500 Print Validation Code
by VersaCheck
Price: $39.99
Vendor: Amazon

VersaCheck Annual Unlimited Print Validation
by VersaCheck
Price: $399.99
Vendor: Amazon

Financial Calculators 3.2 for Mac [Download]
by Made Easy Enterprises LLC
Price: $18.00
Vendor: Amazon

Budget Planner 3.1 for Mac [Download]
by Made Easy Enterprises LLC
Price: $18.99
Vendor: Amazon

Mortgage And Loan Calculators 1.0 [Download]
by Made Easy Enterprises LLC
Price: $8.50
Vendor: Amazon

VersaCheck Personal 1.0 Blue/Green
by G7 Productivity Systems
Price: $22.98
Vendor: Amazon

3-in-1 Personal Finance 1.0 for Mac [Download]
by Made Easy Enterprises LLC
Price: $29.00
Vendor: Amazon

3-in-1 Personal Finance 2.0 for Mac [Download]
by Made Easy Enterprises LLC
Price: $29.00
Vendor: Amazon

Financial Calculators 2.0 for Mac [Download]
by Made Easy Enterprises LLC
Price: $17.00
Vendor: Amazon

3-in-1 Personal Finance 1.0 for Windows [Download]
by Made Easy Enterprises LLC
Price: $29.00
Vendor: Amazon

Financial Calculators 1.0 for Mac [Download]
by Made Easy Enterprises LLC
Price: $15.00
Vendor: Amazon

Checksoft 2004 Premium
by Avanquest
Price: $42.60
Vendor: Amazon

Financial Records Organizer 1.0 [Download]
by Made Easy Enterprises LLC
Price: $18.50
Vendor: Amazon

Checksoft 2006 Platinum
by Avanquest
Price: $149.99
Vendor: Amazon

VersaCheck Home and Small Business 2000
by VersaCheck
Price: $24.99
Vendor: Amazon

Financial Calculators 3.0 [Download]
by Made Easy Enterprises LLC
Price: $18.00
Vendor: Amazon

3-in-1 Personal Finance 2.0 [Download]
by Made Easy Enterprises LLC
Price: $29.00
Vendor: Amazon

Financial Calculators 2.0 [Download]
by Made Easy Enterprises LLC
Price: $17.00
Vendor: Amazon

Home Budget Planner 1.0 for Mac [Download]
by Made Easy Enterprises LLC
Price: $16.00
Vendor: Amazon

Home Budget Planner 1.0 for Windows [Download]
by Made Easy Enterprises LLC
Price: $16.00
Vendor: Amazon

Financial Calculators 1.0 for Windows [Download]
by Made Easy Enterprises LLC
Price: $15.00
Vendor: Amazon

3-in-1 Personal Finance 3.0 [Download]
by Made Easy Enterprises LLC
Price: $29.00
Vendor: Amazon

Mortgage And Loan Calculators 1.0 for Mac
by Made Easy Enterprises LLC
Price: $8.50
Vendor: Amazon

Goal Tracker 1.0 for Windows [Download]
by Made Easy Enterprises LLC
Price: $14.00
Vendor: Amazon

Goal Tracker 2.0 [Download]
by Made Easy Enterprises LLC
Price: $14.00
Vendor: Amazon

VersaCheck X9 2018 for QuickBooks – 5 Users
by VersaCheck
Price: $199.99
Vendor: Amazon

Checksoft Express
by Avanquest
Price: $49.99
Vendor: Amazon

Inksaver 1.2
by Strydent Software
Price: $19.95
Vendor: Amazon

Money Manager (Jewel Case
by Atari
Price: $1.99
Vendor: Amazon

Versaclips Budget Line
by G7 Productivity Systems
Price: $14.11
Vendor: Amazon

VersaCheck Econ Pack with 3000 Paper (Business
by G7 Productivity Systems
Price: $16.00
Vendor: Amazon